Check out what 3,887 people have written so far, and share your own experience. This card has a $0 annual fee, not to mention ongoing rewards and a bonus phrased this way: "INTRO OFFER: Unlimited Cashback Match – only from Discover. Read reflex card reviews and reflex card ratings – Buy reflex card with confidence on AliExpress! The latest batch seem to be for the Reflex Credit Card (I haven’t linked to it, because I don’t want it to rank in the search engines). | Read 3,581-3,600 Reviews out of 3,845 And the card earns rewards. The Reflex card is given out by the Celtic Bank of Utah. There's an annual fee, but it's  much more palatable. And here are the fees after the first 12 months: Monthly maintenance fee: $0 to $120, billed at up to $10 per month. It’s an expensive starter credit card for people with bad credit, or no credit history. For a starter credit card, the Reflex Mastercard has an initial credit limit between $300 and $750, with the potential to increase after 6 months. It’s a fee-heavy card with high interest rates and low credit limits. Review Of The Reflex Mastercard. The Reflex Mastercard is made for people who are looking to build or improve their credit. First Progress Platinum Select Mastercard® Secured Credit Card, Get more smart money moves — straight to your inbox. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. | Read 2,181-2,200 Reviews out of 3,887 Ask a question. | Read 3,341-3,360 Reviews out of 3,861 » MORE: How do secured credit cards work? Then i made my payment Received confirmation on July 8 then today the 16 i. too many fees i got it due to bad credit. NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Thank you so much for taking the time to leave this excellent review! That’s around 20% of your credit limit gone on Day One, and now you’re in debt. It’s a fee-heavy card with high interest rates and low credit limits. Check out what 3,963 people have written so far, and share your own experience. If you don’t pay your credit card bill, you’ll lose some or all of the deposit. You can get the Reflex Credit Card even with bad credit or with a limited history, which means less than 3 years of financial activity. Reflex Mastercard® has 5 stars! There's an annual fee, but it's  much more palatable. The interest compounds daily, which means interest charges apply every day on top of both the previous days’ interest and the principal balance. Review your offer and apply! The Reflex card is expensive and comes with a lot of fees. There are much better options, even for bad credit. Reflex Mastercard® Credit Card Review 2020: All Credit Types Welcome To Apply! You can use your Reflex Credit Card virtually anywhere in the U.S. and internationally. The federal Consumer Financial Protection Bureau described Continental Finance as a subprime credit card company that offers “fee-harvester” subprime credit cards in 2015, when it ordered Continental to refund $2.7 million in illegal credit card fees. If you have limited or no credit — as opposed to bad credit — you can find alternative cards that have no annual fee and no security deposit requirement. Add Comment. Alternate Pick: No annual fee, plus rewards. $30 for each authorized user you add to your account. This is an essential tool in any credit strategy and will help you improve your credit score in a matter of months. Reports to all three major consumer credit bureaus. Reflex Mastercard® has 5 stars! The card reports credit, has up to 1500 credit line, come with high approval ratings, and mostly requires no costly deposits like many other cards, but there are several issues. Greg Karp is a personal finance expert at NerdWallet. What is Reflex Card? No Problem! There’s no minimum spending or maximum rewards. You'll need to qualify for membership at that credit union to be eligible for the card. According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. For a starter credit card, the Reflex Mastercard has an initial credit limit between $300 and $750, with the potential to increase after 6 months. More but there’s is nothing good to say about them. The Reflex Mastercard is made for people who are looking to build or improve their credit. SarmStore.co.uk (Reflex Labs) Review Name: SarmStore.co.uk. Check out what 3,845 people have written so far, and share your own experience. Reflex Mastercard® has a variable purchase APR that ranges from 25.9% up to 29.99%. Just a dollar-for-dollar match. So out of the gate, a credit limit of $500 is really $401 (or $371) because the card has socked you with a fee before you even get it in the mail. Standard message rates apply. Reflex Mastercard® has 5 stars! Reflex Mastercard® has 5 stars! And it, too, earns rewards: 1.5% back on all spending. Reflex Card Review 2019 - Learn about Reflexcardinfo.com and more - Is the Reflex Card credit card the best solution for you? Reflex Mastercard® has 5 stars! Keep in mind that an application could result in a hard pull on your credit, lowering your score for a short period of time. I paid it. Our take: Riddled with fees, including an extremely high variable APR, the Reflex Mastercard is best seen as a last resort and stopgap for credit-builders. Reflex Credit Card at a Glance. I had no warning about. is issued by Celtic Bank of Utah and serviced by Continental Finance Co. That compensation comes in the form of high fees and rates. I call they never returned anything. Great, you can create an account later. You can reach the Reflex Credit Card customer service at 801.363.6500. Yes, applying for the Reflex Credit Card will do a hard pull on your credit report. This review will take the Sun Mountain Reflex Push Cart for a test drive and see how this next generation of push-cart from Sun Mountain compares to its predecessor and its competitors. Check out what 3,887 people have written so far, and share your own experience. Call Customer Service at 1-866-449-4514 © Continental Finance LLC All Rights Reserved. | Read 41-60 Reviews out of 3,963 Monthly reporting to the three major credit bureaus. There are multiple benefits to this card, like a credit protection program and a maintenance fee waiver for the first 12 months. I explained I made it. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews. And savings of 3,898 Reflex Mastercard® review 3,839 Reflex Mastercard® has 5 stars only use credit! For e-statements exclusive agreement with another card network but is issued by Celtic Bank and managed Continental... 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